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100% Free for Students · No Credit Card

Track Every
Rupee. Stress
Less.

The smarter way for students to manage daily expenses, track loans, set reminders — all in one beautiful app.

R
THIS MONTH
₹4,280
Total Spent
UDHAR DIYA
₹850
UDHAR LIYA
₹300
🍛
Canteen Lunch
Khana
₹80
🚌
Bus Pass
Transport
₹200
📚
Notes Print
Books
₹45
SAVINGS THIS MONTH
+₹1,200 🎉
REMINDER
⏰ Rent Due

Built for Student Life

Every feature designed around how students actually spend, borrow, and think about money.

💸
Daily Expense Tracking
Log every rupee with custom categories — Khana, Transport, Books, or create your own. Filter by month, see totals instantly.
Add · Edit · Delete
🤝
Udhar Manager
Track money lent and borrowed. Auto-calculates net balance per person. One tap to send WhatsApp reminder.
Auto Net Balance
📝
Smart Reminders
Color-coded sticky notes with date + time reminders. Get email notifications automatically at the exact time you set.
Email Alerts
📊
Reports & Analytics
Beautiful pie charts, bar graphs, and monthly trends. See exactly where your money goes. Download as PDF anytime.
Charts · PDF Export
📱
Works Like an App
Install on your phone home screen — no app store needed. Works offline. Fast, smooth, and feels native on iOS & Android.
PWA · Offline Support
🔐
Secure & Private
Login with email or phone number. Password reset via email. Your data is yours — no ads, no tracking, no nonsense.
Email + Phone Login

Even Smarter Now

Two powerful features that make BudgetMate stand out from every other tracker.

🌐
Multi-Currency Support
Track finances in multiple currencies with automatic conversion to INR. Perfect for students studying abroad or receiving money from overseas. Select any currency when adding an expense — we convert it instantly.
₹ INR $ USD € EUR £ GBP د.إ AED ¥ JPY ﷼ SAR + more
LIVE CONVERSION PREVIEW
$ 10 USD ≈ ₹835.00
🧾
Receipt Upload
Upload your bills, receipts, and bank statements directly with any expense. Keep a digital record of every transaction. Supports JPG, PNG, and PDF — up to 5MB per file.
📎
Drag & drop receipt here
JPG · PNG · PDF · Max 5MB
✓ Canteen Bill.jpg
✓ Bus_Pass.pdf

Earn While You Save

Tracking money doesn't have to be boring. Earn points, unlock badges, maintain streaks — and compete with friends.

🏅
Unlock Badges
Earn badges for every milestone — first expense, 7-day streak, clearing udhar, and much more. Each badge gives bonus points.
👣
🤝
📌
🗓️
💯
👑
14 badges to unlock
🔥
Daily Streaks
Log an expense every day to maintain your streak. The longer your streak, the more points you earn. Don't break the chain!
Mon
Tue
Wed
Thu
Fri
Sat
🔥
Sun
6 Day Streak — Keep it up!
Level 3 Saver · 60/100 pts to Level 4
🏆
Leaderboard
See how you rank against other students. Compete for the top spot and show off your financial discipline.
🥇
Priya Sharma
850 pts
🥈
Rahul Kumar
720 pts
3
You 👋
540 pts
4
Arjun Mehta
310 pts

Up in 60 seconds

No lengthy setup. Just sign up and start tracking.

1
Create your free account
Sign up with your email or phone number. Takes less than a minute — no credit card, no verification hassle.
2
Add your expenses
Log daily kharche with category and amount. Multi-currency support included. Upload receipts for proof.
3
Track udhar & set reminders
Record money lent or borrowed. Set due dates and get email reminders. Send WhatsApp nudges directly.
4
Earn rewards & see reports
Earn points, unlock badges, and climb the leaderboard. Monthly graphs show where every rupee went.
0
Currencies Supported
0
Badges to Unlock
0
% Free Forever
0
Hr Email Reminders

Have questions?

We're here to help. Send us a message and we'll get back to you on WhatsApp.

✅ Opening WhatsApp with your message!